From Fertility to Menopause: Why Women’s Health Benefits Must Go Beyond Maternity
Workplace benefits for women must extend beyond maternity to cover the full spectrum of health stages including fertility, menopause, and chronic conditions, reflecting the diverse needs of a growing female workforce in management roles. This broader approach supports employee well-being, engagement, and retention globally.

Many organisations still approach women’s health through a narrow lens, with workplace benefits focused primarily on maternity. In reality, women’s health spans a far wider continuum, encompassing fertility, pregnancy, menopause, and the many health and life transitions in between.
The broader impact is increasingly visible in workforce data. In a 2025 survey that covered 42 countries, 70% of respondents reported losing 1-5 days of productivity in the past month due to women’s health issues.[1] This highlights the effect that gaps in support can have on day-to-day performance and well-being.
With women now holding 31% of management positions globally[2], there is a growing imperative for employers to design benefits that reflect the full spectrum of life stages, ensuring employees are supported consistently throughout their careers.
For multinational employers, this challenge is even more complex. Differences in healthcare systems, cultural attitudes, and access across regions can create inconsistencies that leave employees feeling unsupported. A well-designed, global approach to life-stage health benefits can strengthen workforce performance, improve resilience, and support long-term talent retention.
Employee health and well-being needs are not linear. However, benefits frameworks often are. Many organisations offer structured support at specific moments, most notably maternity, but provide limited support before or after.
This disconnect is increasingly reflected in workforce sentiment. The yearly Cigna Healthcare International Health Study 2025[3] finds that fewer than half of employees feel supported by their employer, with women and those experiencing lower vitality among the least likely to report adequate support.
At the same time, expectations are rising. A Glassdoor survey from 2021 shows that 67% of job seekers consider a diverse workplace an important factor when deciding whether to accept a role[4], underscoring the growing link between inclusion and talent competitiveness.
However, inclusion cannot be treated as a tick-box exercise. It requires a deliberate approach to benefit design that supports the vitality and well-being of women and their families throughout their careers. Yet progress remains uneven. Research from Salt indicates that perceptions of workplace inclusivity for women have stagnated, with no improvement in the proportion of respondents describing their workplace as “somewhat inclusive” over the past two years[5]. Where employees do perceive inclusion, trust and confidence in the employer tend to be stronger, reinforcing the role that inclusive benefits play in shaping both employee experience and organisational reputation.
For employers, healthcare benefits that don’t support life stages represent more than a perception risk. A lack of support across key stages can contribute to:
In a competitive global talent market, these outcomes can directly affect organisational performance.
For organisations operating globally, designing effective benefits is rarely straightforward. Variations in public and private healthcare coverage, alongside differences in access, regulation, and cultural expectations, can create significant complexity.
Par exemple :
These inconsistencies can be especially challenging for globally mobile employees, who may face fragmented or unclear support as they move between locations. Employers can begin to close these gaps by assessing where access, awareness, and coverage differ across regions, and aligning their benefits strategy to provide more consistent support.
Frameworks such as those offered in Mercer’s Global Talent Trends report[6] highlight the importance of balancing global consistency with local relevance when designing inclusive benefits strategies. According to the Mercer’s survey on health and benefits strategies for 2026, 59% of employers will offer one or more benefits related to women’s health and reproduction[7].
A life-stage approach to women’s health means supporting employees across the full continuum of health needs, not just isolated events. While fertility, maternity, and menopause are key milestones, they represent only part of a broader set of health needs that influence employee well-being, performance, and retention.
Across the career lifecycle, women commonly navigate:
When benefits are designed around discrete events rather than this continuum, gaps often emerge—particularly during periods when employees are managing overlapping health and life demands.
A life-stage approach enables employers to:
As more women progress into leadership roles, adopting a holistic approach is increasingly critical to sustaining talent, supporting continuity, and driving long-term organisational performance.
To better align benefits with workforce needs, employers can take a more integrated, globally informed approach to women’s health.
Employers today have a clear opportunity to rethink how they support women’s health across the workforce. Partnering with the right benefits providers who have programmes to support individuals and families at every stage of their health journey is key.
By moving beyond a maternity-focused model and adopting a more comprehensive, life-stage approach, organisations can address the support gap while strengthening their overall workforce strategy. In doing so, they are not only responding to evolving employee expectations, but also building a more resilient, engaged, and productive global workforce.
Want more employer insights on the well-being of employees today? En savoir plus >
As workforces become increasingly global, employers face a growing challenge: how to support employee well-being consistently across regions with different healthcare systems, cultural norms, and access to care.
Diabetes is often the first visible sign of broader cardiometabolic health risk. By recognising it as an early warning signal, rather than a standalone condition, employers can take a more proactive approach to prevention, protecting workforce health, performance, and long-term costs.
© Cigna
This article serves only as a reference and is intended for informational purposes only. Nothing in this article constitutes legal, tax, financial planning, health or medical advice including diagnosis or treatment. Any reference to products or services offered by Cigna are available except where prohibited by applicable law and subject to terms and conditions.
Que vous souhaitiez parler à notre équipe des ventes ou obtenir une aide générale si vous êtes déjà membre de Cigna Healthcare®, nous vous fournirons les bonnes informations.
Coordonnées© Cigna Healthcare. Tous droits réservés.
* Notez qu’il s’agit d’une représentation des garanties disponibles qui ne contient pas les modalités, conditions et exclusions propres à chaque garantie. Les garanties sont susceptibles d’être modifiées. Certaines prestations peuvent faire partie d’un module optionnel. Veuillez consulter le Guide client pour plus d’informations.
Ce site Internet est fourni par Cigna European Services (UK) Limited, société constituée en Angleterre et au Pays de Galles, ayant son siège social au 13th Floor, 5 Aldermanbury Square, London EC2V 7HR, et numéro enregistré 00199739. Le nom « Cigna Healthcare », le logo et autres marques Cigna Healthcare appartiennent à Cigna Intellectual Property, Inc. que Cigna et les sociétés du groupe Cigna sont autorisées à utiliser aux termes d’une licence.
Nos assurances sont souscrites par Cigna Global Insurance Company Limited, une société privée à responsabilité limitée régie par le droit de Guernesey, dont le siège social est situé PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernesey, GY1 4ET, et immatriculée sous le numéro 41925. Cigna Global Insurance Company Limited est agréée et réglementée par la Guernsey Financial Services Commission pour l’exercice d’activités d’assurance à Guernesey.
Cette communication est émise et/ou distribuée par Cigna Insurance Management Services (DIFC) Limited, réglementée par la Dubai Financial Services Authority.