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  • carrot logo

    Global fertility and family‑building benefits for employees

    Delivered by Cigna Healthcare and Carrot

    Carrot gives employees personalised, expert support across fertility, family‑building, and hormonal health needs, delivered as global fertility benefits through Cigna Healthcare Global Health Benefits, helping them navigate complex journeys with confidence.

    carrot-logo

    What are Carrot’s fertility benefits for employees?

    Navigating fertility, family‑building, and hormonal health journeys can be physically, emotionally, and financially challenging—especially for those managing these experiences while living abroad.

    Cigna Healthcare Global Health Benefits collaborates with Carrot to provide fertility benefits and family‑building benefits for employers, supporting employees across fertility, pregnancy, parenting, and hormonal health journeys.

    Carrot provides virtual guidance tailored to the customer’s individual journey and can steer customers to preferred local providers, including those in Cigna Healthcare’s network, when and where applicable.

    Family‑building benefits that support life’s major milestones

    Planning

    Pre-pregnancy and trying to conceive, adoption planning, surrogacy planning, pre-pregnancy anxiety, at-home testing.

    Pursuing

    IVF, IUI, adoption, gestational surrogacy, fertility preservation, cross-border care.

    Grossesse

    Birth planning, financial planning, doulas, high-risk pregnancy, miscarriage and paternity.

    Parenting

    Postpartum, parenting, pediatrics, returning to work, manager training.

    Hormonal Health

    Perimenopause, menopause.

    Santé des hommes

    Male infertility, low testosterone, sexual health, emotional well-being.

    It’s a growing “must-have” benefit offering for global employers

    The challenges of fertility, family-building and hormonal health highlight the growing need for employee fertility benefits that support both workplace wellbeing and business performance.

    With Carrot, global employers can ensure their employees get the support they need (and are growing to expect), while also helping to improve retention, reduce absenteeism and lower overall health care costs.

    • 1.8B is lost in work time annually due to menopause 1
    • 72% of employees would stay at a company longer if they had access to fertility benefits 2
    • 90% of Carrot members return to work after pregnancy 2
    Carrot Logo

    A complete care approach that benefits employees and employers alike

    Cigna Healthcare & Carrot offers:

    Personalised, all-inclusive journey support

    Care plans are tailored to each employee's specific needs and medical history, and evolve as their needs do, along with their entire hamily-builsing and hormonal health journey

    Études

    Through Carrot Academy, employees can easily access on-demand articles videos and expert-authored guides, and even attend live group support sessions.

    In-the-moment guidance

    Carrot Experts and Companions – such as doulas, OB/GYNs, emotional support specialists, and menopause specialists – provide employees with real-time support, referrals, and guidance along every step of their journey.

    Global expertise, localised support

    Employees can seamlessly access legal expertise, cross-border care and Carrot-vetted providers across 200+ countries and territories in a fully translated platform in 25+ languages.

    Fertility, family-building and hormonal health can be complicated.

    With Carrot and Cigna Healthcare Global Health Benefits, getting employees the support they need is simple.

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    Qui est couvert par notre assurance santé

    Cigna Healthcare® propose une large gamme de solutions d’assurance santé internationale collective pour les petites et grandes entreprises, les gouvernements et les entreprises sous contrat avec l’État, ainsi que pour les établissements d’enseignement.

    Découvrez plus en détail les types d’entreprises que nous accompagnons :

    Entreprises comprenant entre 2 et 149 employés 

    Protégez votre petite entreprise et vos employés grâce à une assurance santé internationale flexible et abordable.

    En savoir plus

    Entreprises de plus de
    150 employés

    Bénéficiez d’une assurance santé internationale solide pour les grandes entreprises, avec des garanties personnalisables, différentes options de financement et une couverture évolutive.

    En savoir plus

    Assurance santé pour les étudiants et le corps enseignant

    Couvrez les étudiants et enseignants qui étudient et travaillent à l’étranger, ainsi que les étudiants internationaux étudiant aux États-Unis avec Cigna StudyWell®.

    En savoir plus

    Assurance santé OCONUS et gouvernement

    Faites confiance à notre expérience spécialisée pour une assurance santé internationale conforme destinée aux contractants OCONUS (Outside the Continental United States) et aux employés du gouvernement.

    En savoir plus

    FAQ

    What are Employee Fertility Benefits, and how do Cigna Healthcare plans support them?

    Employee Fertility Benefits are health benefits designed to support employees with fertility treatment, family‑building and hormonal health needs. With selected Cigna Healthcare plans, employers can offer Employee Fertility Benefits in partnership with Carrot, helping enhance fertility benefits for employees alongside their core medical coverage.

    How do Cigna Healthcare and Carrot deliver Employee Fertility Benefits for employees?

    Cigna Healthcare and Carrot work together to deliver Employee Fertility Benefits that complement traditional medical insurance. This partnership helps employers provide fertility benefits for employees through personalised guidance, education and care navigation that supports informed decisions across fertility and family‑building journeys.

    Are Employee Fertility Benefits with Carrot included in all Cigna Healthcare plans?

    Employee Fertility Benefits offered in partnership with Carrot are available with selected Cigna Healthcare plans only. Availability depends on the employer’s chosen plan design, allowing organisations to decide whether to include fertility benefits for employees as part of their overall employer fertility benefits strategy.

    How do employees access Employee Fertility Benefits through Cigna Healthcare and Carrot?

    Employees enrolled in eligible Cigna Healthcare plans can access Employee Fertility Benefits through Carrot’s dedicated digital platform. This platform supports fertility benefits for employees by providing educational resources, expert guidance and tools aligned with the employer’s specific benefit design. Access and features may vary by plan.

    Explorez

    Pourquoi le bien-être des employés est-il important pour les petites entreprises internationales ?

    Qu’est-ce qu’un programme de bien-être exactement et pourquoi le bien-être des employés est-il particulièrement important pour les petites entreprises avec des employés mobiles à l’échelle à l’international ?  

    Pour en savoir plus

    Need cover for a bigger team?

    We offer tailored plans for companies with over 150+ employees as well.

    Pour en savoir plus

    Ce que chaque régime d’assurance santé à l’international devrait inclure

    This guide breaks down the fundamentals to help you build a plan that meets your people’s needs and supports your organisation’s goals.

    Pour en savoir plus

    Non-responsabilité

    1. Mayo Clinic. Impact of Menopause Symptoms on Women in the Workplace. Faubion, Stephanie S. et al. Mayo Clinic Proceedings, Volume 98, Issue 6, 833 – 845. Published April 26, 2023.

    2. Carrot. Fertility at work. A global report from Carrot Fertility. Published April 18, 2023.

    This material is co-branded by Cigna Healthcare and Carrot. La couverture d’assurance est fournie uniquement par Cigna Healthcare. Carrot provides access to fertility support services, which are delivered independently of Cigna Healthcare. Cigna Healthcare n’assume aucune responsabilité concernant la fourniture ou la qualité de ces services. En cas d’urgence médicale ou de santé mentale, veuillez contacter immédiatement un professionnel de santé qualifié.

    © Cigna Healthcare. Tous droits réservés.

    * Notez qu’il s’agit d’une représentation des garanties disponibles qui ne contient pas les modalités, conditions et exclusions propres à chaque garantie. Les garanties sont susceptibles d’être modifiées. Certaines prestations peuvent faire partie d’un module optionnel. Veuillez consulter le Guide client pour plus d’informations.

    Ce site Internet est fourni par Cigna European Services (UK) Limited, société constituée en Angleterre et au Pays de Galles, ayant son siège social au 13th Floor, 5 Aldermanbury Square, London EC2V 7HR, et numéro enregistré 00199739. Le nom « Cigna Healthcare », le logo et autres marques Cigna Healthcare appartiennent à Cigna Intellectual Property, Inc. que Cigna et les sociétés du groupe Cigna sont autorisées à utiliser aux termes d’une licence.

    Nos assurances sont souscrites par Cigna Global Insurance Company Limited, une société privée à responsabilité limitée régie par le droit de Guernesey, dont le siège social est situé PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernesey, GY1 4ET, et immatriculée sous le numéro 41925. Cigna Global Insurance Company Limited est agréée et réglementée par la Guernsey Financial Services Commission pour l’exercice d’activités d’assurance à Guernesey.

    Cette communication est émise et/ou distribuée par Cigna Insurance Management Services (DIFC) Limited, réglementée par la Dubai Financial Services Authority.