Find out all you need to know about the healthcare system and how to get health insurance in Thailand with Cigna.
Thailand is often called ‘the Land of Smiles’, and for good reason. It’s a popular location for expats and travelers, boasting a low cost of living, stunning weather, amazing sights and tasty food. Expats are drawn by the promise of a warm-weather retirement, incredible scenery and fantastic employment opportunities in the tourism sector.
Whether you’re a short-term or long-term visitor, it’s mandatory to hold travel or international insurance that covers COVID-19 and has a minimum coverage of $100 000.
Thailand began a Universal Coverage Scheme (UCS) in 2002, opening healthcare to all its citizens. Many services are free for all, as healthcare is funded by tax revenue.
The government funds hospitals, and a range of pharmaceutical drugs are produced within the country, keeping prices low. Thailand’s healthcare is recognised as among the best in the world.
However, unless you are eligible for healthcare coverage through a Thai employer, you’ll be expected to pay for a private insurance plan while you’re in Thailand. Multiple plans offer a range of different coverage options.
Pros and cons of using Thailand's public health system
Some of the benefits of the local health system include:
Some of the potential drawbacks include:
Public | Private |
---|---|
Funded by government. | Wider service options and standard of care. |
Residents qualify through UCS. | Deeper level of service. |
Widely available. |
International health insurance unlocks access to private international hospitals. You’ll receive the best quality services and treatment at first-class facilities.
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Compare plans and find a flexible package to suit your needs.
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Couverture mondiale ou mondiale à l’exclusion des États-Unis
Plafond de garanties annuelles
Les garanties de base du contrat Silver assurent la prise en charge des soins de jour et des frais d’hospitalisation incluant le séjour à l’hôpital et les soins médicaux
Modules supplémentaires disponibles :Couverture mondiale ou mondiale à l’exclusion des États-Unis
Plafond de garanties annuelles
Une couverture globale, avec des plafonds annuels de remboursement plus élevés et des garanties supplémentaires incluant les soins d’hospitalisation et de maternité
Modules supplémentaires disponibles :Couverture mondiale ou mondiale à l’exclusion des États-Unis
Plafond de garanties annuelles
Notre niveau de couverture optimal offre un plafond annuel de remboursement illimité, avec la plupart des garanties en règlement intégral.
Modules supplémentaires disponibles :Pays de résidence + pays de nationalité
Plafond de garanties annuelles
Une couverture santé essentielle créée pour ceux qui nécessitent une prise en charge uniquement dans leur pays de résidence et dans leur pays de nationalité
Modules supplémentaires disponibles :Foreign nationals can only access publicly funded Thai healthcare if they have insurance, either through a Thai employer or as private cover
Start your claim by contacting our Customer Care Team and providing us with all the details regarding your health requirements.
All expats are required by law to have health insurance. If you’re moving for work purposes, you may not have to consider any further coverage as you will qualify for social security, funded by a reduction in your monthly salary. However, it’s worth remembering that social security doesn’t provide complete cover.
Yes, as of 2021, all visitors to Thailand must have a mandatory COVID-19 insurance plan that covers visitors for a minimum of $100 000. This is because most standard health insurance policies don’t cover the insured against pandemics.